If your lender sues you in court when it comes to unpaid stability and wins, they could legitimately garnish your wages.
In writing and tell them to stop contacting you if you have decided that you donвЂ™t want to resolve the debt but you just want them to stop calling you, you can contact them. Print two copies of one’s letter and send anyone to the financial obligation collector, Certified Mail, Return Receipt. This can provide you with accurate documentation that it has been received by them. Keep carefully the other content for the documents. This doesn’t eliminate the financial obligation, but it does require them to quit calling you, with two exceptions: 1) they can contact one to tell you that you will see no communication that is further and 2) they can contact one to notify you they are using action on the account, like filing case against you.