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5 fables about credit ratings for first-time house purchasers

5 fables about credit ratings for first-time house purchasers

Don’t allow these credit history urban myths stop you from landing outstanding mortgage deal. ( iStock )

Credit ratings are a fundamental element of the home-buying process that is american.

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In accordance with the U.S. Federal Housing management (FHA), the credit rating needed to be eligible for a mortgage loans is 580 with a 3.5 per cent advance payment associated with the home price that is total.